We are always looking for ways to save money, and of course do our bit for the environment, so why not combine the two? There are many ways we can cut down on energy consumption that will reduce fuel bills and therefore that “carbon footprint” we hear so much about today.

Sometimes things unexpectedly come up, like an invitation you weren't expecting, or someone's dinner party they have when you least expected. These things tend to just sneak up on you.

With some smart planning you can avoid those surprise trips to the mall. Even if you only have a small space to store these things you can always have something on hand. WHen you need a gift it will be there.

We all want ways to get the most out of time and money. Here are some great ways to do that.

Shopping for school supplies can be brutal on the budget. When I was in high school I remember looking through every flyer trying to find out who had the best deals. I wanted to get the best value for the money. It can still be done today with a little preparation you can make your money go further.

It is possible to save money in almost every area of your home. Small changes to the way you and your family behave can soon add up to a substantial sum over the course of the year. Just be patient, you might not be able to change your kids behaviour overnight!

If you are anything like me, you always have too much month left at the end of the money! Kids are expensive, and the little beggars just keep on growing, meaning that cash-strapped parents need to keep on buying trainers, clothes, school uniforms and more in ever increasing sizes.

Many moms would love the option of both staying at home and having a career, but many employers won't allow it. There is a solution, which is to take matters into your own hands. Here are five realistic and low start-up cost ideas for businesses moms can work from home.

Grocery shopping is something we can never get rid of. It’s a necessary evil for all of us. So how can we learn to do it better and save us money in the process?

We all love to make our child´s big day really special. Sometimes there is a lot of pressure on parents to go “all out” for a huge, epxensive party. But stop and think.. your child´s birthday is just one day – you could find yourself paying for it for a lot longer!

When you are a stay at home mom and you are budgeting, it’s hard on every member of the family. There may be many things you have to give up in your family budget just so you can stay at home with your kids. No one can take care of your children better than you. For many moms, like in my case. there was no way that I could get a good enough job to pay for the care for both of my kids. I wasn’t willing to work nights while my husband worked days. That left budgeting challenges for my family.